Dental Discount Insurance - The Reason Online Searches Has Such Frustrating Result
Each month, there are thousands of searches for the keywords 'dental discount insurance' - and this article answers the question that entails those searches. The question is, "Why can't I find any?"
What happens here is a typical mixing of terms. Dental insurance really falls into two groups - there are dental discount plans, and dental insurance - but up to this time, there is no such thing like dental discount insurance.
And this mistake is definitely understandable. In fact, there are numerous forms of insurance that do have discounts, on certain conditions. You might get a reduction on your health care policy as long as you don't smoke, or your car insurance on condition that you have a clean driving record. But you will not find a provider that lowers your dental coverage for having a record of proper check-ups, or for daily flossing.
One more reason of this error is the way the term 'discount' is used in dental offices. Just like, "After your insurance pays, your final bill is discounted to $190.00". They will choose the word 'discounted' in place of the term 'reduced'.
I have to acknowledge that when I discovered this fact, it confused me at first - it seemed somewhat misleading!. Then I understood that each profession reinvents terminologies and has its own lingo, and that this was the problem here.
So now we're left with the obvious question - do we have any hopes for dental discount insurance policies in the future? The only explanation at the moment is, that it has been brought up in conferences concerning the latest health care changes.
I intend to address this in another writing. As for now, the only place the word 'discount' is applied is with dental discount plans - but not with insurance, yet.
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